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Coastal Homeowners and Rentals

Persons or families in the process of purchasing a home, or who own a home in areas designated ‘coastal’ because of a location 50 miles or less from the Atlantic Ocean or  the Gulf of Mexico are faced with high premiums, high deductibles and limited availability.

a row of beach houses

Persons or families purchasing, or currently owning a home considered ‘high value’ (generating insurance costs of $10,000 or more) are likewise faced with challenges in availability and coverage features.

Here at 3rd Millennium Insurance & Financial Services, Inc. we have assembled a group of companies who specialize in providing insurance for these types of risks.

Along with a select (and evolving) group of companies, we’ve developed several programs to give availability and reasonable pricing along with manageable deductibles.

*Available only in states of: AL, CT,  DE, FL, LA, GA, MD, MS, NC, NJ, NY, SC, TX. 

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Our programs provides basic protection, or the extensive protection you need for:

  • Your home
  • Other buildings or structures on your property
  • Your personal belongings – furniture, clothing, appliances, etc.
  • Valuables- furs, jewelry, antiques, artwork, etc.
  • Additional living expenses
  • Your personal legal liability

Special features you can choose for additional security

beach house
  • Home Replacement Guarantee
  • Replacement Cost on Contents
  • Manuscripted Additional Coverage Forms
  • Cars and Yachts

Minimum premiums from $750.00 annually
Properties valued at $50,000 through $15,000,000

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Contact Us

  • Head Office
    10001 Lake Forest Blvd.
    New Orleans, LA 70127
  • Call Us!
    Toll Free: (800) 936-0705
  • Email Us
    [email protected]
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3rd Millennium Insurance and Financial Services, Inc. has a mission to provide superior insurance and financial products to consumer entities in the commercial, non-profit, public, and private sectors.

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